Ways Save Energy: 11/23/11

Wednesday 23 November 2011

How to Find Happiness in a Marriage

It is very important to find both present moment happiness and joy about the future. Happiness is the fuel for a meaningful life without it we cannot seem to get off the ground. How to find happiness in a marriage is not always an easy solution you have to work for it. You must focus on the things that you have in order to find happiness in your marriage.

Most folks like to dwell on the things that they do not have and even pine over them. This plainly put in the Bible by Jesus; states do not covet your neighbor’s wife, nor his house, fields, money, anything that is not yours do not covet. This may seem like a simple commandment to follow but in some people, it is rather difficult. You see they have not found happiness in their own life so therefore they do not know how to find happiness in a marriage.

How to find happiness in a marriage stems from the factor that you already have found happiness in your own life. In ordinary times, people know what they are blessed with. Others, who just simply crave what ever they see and want it badly usually, are never happy for their worldly possessions cannot fill the empty void inside of them.

How to find happiness in a marriage begins with everybody finding happiness with God. God will help you through your mood swings and lift you up helping you to forget worries. Happiness is the normal state of humanity. Look at a baby and watch it smile. The baby does not want anything in return, it is truly happy. For the next three days spend time looking for your moments of happiness. Each moment in your life kept filled with pleasure will help you to keep happiness in your marriage. Please count the moments of happiness that you have felt. Then think about some of the material things, are they put away or gone? The material things seemingly just disappear while moments of happiness linger with us forever.

How to find happiness in a marriage is by your attitude. True happiness is an attitude of noticing the good constantly coming our way. You will find that there is so much good coming every minute, there is no need to hand onto the past. We need to grasp onto a rope to keep ourselves from drowning even on dry land. The trick to finding happiness in our own lives and that of our marriage is to get into the habit of looking for good things, instead of griping all day about everything that has gone wrong. Joy gives us a feeling of power and energy. Joy means being excited about now and about the future. I always believed to find really JOY in your life that you need to follow these simple basic rules. First, you need to put Jesus first in your life, Others next in your life, and then yourself, last! That has always been my recipe for a happier more joyful life and marriage with my husband.

Return On Your Investments - Immediate Cash Flow Or Wealth Building

Part of developing your investment real estate strategy is determining how quickly you need to see a return on your investments. Is your goal to promote wealth building or an immediate positive cash flow? A positive cash flow is simply when your cash inflow is greater than your cash outflow but wealth building is increasing the value of your holdings and creating a residual income that is self-sustaining and not dependent or affected by one investment.

Of course a positive cash flow is required for wealth building but do not mistake a positive cash flow for wealth. A surplus of $10 can be considered a positive cash flow but one lost tenant can turn a positive cash flow negative. When making investments with wealth building in mind, the return on your investments will be greater but it takes time to develop. Therefore as you are planning your strategy, consider your immediate needs while planning for your long-term goals.

If you are investing $30000 out of your $40000 personal savings, your immediate goal is probably to create a positive cash flow therefore you may want to consider investing in developed properties with a proven record of producing income; for instance an occupied apartment or small office building.

Occupied multi-unit buildings can generate a quick return on your investments but they may not appreciate quickly and carry additional expenses for upkeep. A well-managed and fully occupied office building can produce a nice income but 18 months of road construction on main access road can send your tenants packing and leave you wanting.

On the other hand, suppose you and nine partners invest $1000 to buy an acre of undeveloped land to ground lease for a new drugstore. You will not see a positive cash flow for some time but the value of the land will increase once the store is built and can reasonably be expected to appreciate over time. In this scenario, you will have zero maintenance cost but would continue to receive payments for the term of the lease. This is common wealth building strategy, however if your savings is low and you're trying to create an impromptu college fund for your 17 year old daughter this may not be the best deal for you.

As your portfolio grows your decisions will adapt and the prudent investor selects mixture of investments to build wealth and maintain cash flow. However at the onset determining your immediate goals and how quickly you need a return on your investments will affect the types of properties you select and terms you should accept.

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Start Saving Money By Making Your Own Skin Care Products

Everyone, both men and women would like to have younger looking skin. You will find that it is generally the women that worry about their skin, however there are also a lot of men that care to. Everybody that has ever purchased a skin care product understands just how expensive they can be, but this program will show you how you can make your own skin care items that are just as good if not better than the ones you purchase in the stores. The "Skin Care E-Learning and Resource Center" is the

Helpful Herbal Cures To Overcome Acne

If you feel that your acne is so bad that you want to avoid looking at your own reflection in the mirror, you probably also tend to feel uncomfortable in many social situations too. You're also likely to have spent loads of money trying to find products that really will help you get rid of your acne for good. Yet you'd have no reason to be reading this if any of those products actually had the effect you sought. Fortunately it is possible to find products that really will work against your acne

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Common Law Marriage

Many Americans believe that if they are together for a specific length of time, like seven years, that they are engaged in a common law marriage. That is an old myth that is “busted.” While some states do recognize common law marriage, they are few and their restrictions are stringent.

Research has found that couples that practice common law marriage are up to three times more likely to suffer a divorce than traditional marriage types unless you have premarital education and participate in common law marriage with the first and only person you live with.

Because the laws of all states that recognize common law marriage require death or formal divorce to dissolve a common law marriage, you are not skirting your obligations or the gravity of commitment by foregoing a formal wedding.

All states that provide for common law marriage require that both parties be of majority age, 18 years old. Common law marriage requirements are listed below for all states that recognize such a union:

Alabama – mental capacity to enter into agreement; agree to be married and consummation of the relationship

Colorado – present yourself as married and cohabitate

Iowa – intend to be and stay married, continuous cohabitation and public declaration of marriage

Kansas – mental capacity and legal ability to marry, agree to marry and publicly represent that you are married

Montana – capacity to consent, agree to marry, cohabitate and have a reputation of being married

Oklahoma – competency, agree to marry and cohabitate

Pennsylvania – verbal exchange of agreement to marry and a plan to stay married

Rhode Island – serious intent to stay married and conduct of a married couple

South Carolina – represent yourself as a married couple

Texas – signed form at their local county clerk’s office, agree to marry, cohabitate and behave as husband and wife

Utah – capable of giving consent and a reputation of being married

Washington, D.C. – cohabitate and express intent to be husband and wife

There are a few ways you can represent yourself as a married couple. The first is to tell the community you are married. The second is to use the same last name. The third is to file joint income tax returns and the fourth is to share in financial obligations (mortgage, lease, car loan, utilities, etc.)

Georgia used to grant common law marital status but discontinued this on January 1, 1997. If you met the state requirements prior to that date and have been involved in the same relationship continuously, your relationship is still recognized as a common law marriage.

The same is true in Idaho, though they stopped the practice of granting common law marital status on January 1, 1996. Ohio also discontinued their common law marriage laws on October 10, 1991. Pennsylvania stopped granting common law marriage status on January 1, 2005.

A common law marriage must be dissolved as any other marriage – by divorce or death. There is no “common law divorce”; simply leaving the relationship does not diminish your responsibility to your common law husband or wife.

If you intend to live with someone as a married couple but do not wish to enter into a common law marriage, you should each sign an agreement stating that you are each free, independent entities and do not wish to marry or become committed in the eyes of the law.

The United States Constitution requires that all states recognize marriages that are legal in another state. That means that you are free to move to a “non-common law marriage state” from a state which you have established this commitment. Please note, however, that the rights of married couples do vary from state to state.

What Others Will Not Tell You About Air Filters

There are all kinds of spaces that need air filters. Some spaces are large, some are small, some are scanty, and some are just packed full with people. The type of air filter you choose to use is critical to how well your air conditioning works in that enclosure. It has got to depend on all the factors that apply.

The application in which an air filter can be used is both its strength and its weakness. If you understand that little bit of information, you will know how to apply them wisely

What Others Will Not Tell You About Air Filters

Cheap Divorce

Cheap divorce is possible if you are fully aware of all the possible expenses involved. And keep an eye on them. It may require double the effort and attention to try and keep your expenses down to a minimum. But if it really is your main goal and aim it will be worth the try. Try to put your focus on the variables like certain legal representation or the cost of different divorce kits or divorce form packages. Cutting costs here and there can save you money in the big picture.

The actual cost of divorce may range, from context to context. The total number of hours spent on the case and your lawyer’s rate will determine the amount due. To keep track of costs, you must be aware of the Retainer Agreement. Different lawyers vary in their rates for particular duties. Make sure to check out the ranges and choose your attorney accordingly. The hourly rates of these associates or paralegals will be less than their seniors and this can result in a reduction of overall legal costs.

You will have to scout around for a lawyer. By doing this, you will be able to figure out what the prevailing professional rate is. Once you have points for comparison, you may then further investigate those rates which are significantly lower than the rest.

To save you some time, it would be good to ask your friends or relatives for recommendations.

When you have chosen an attorney that offers a lower rate, it’s important to inform him/her that you seriously want to cut down on your costs.

In a do-it-yourself divorce isn’t just about filing papers by yourself, you have got to discuss the terms of the divorce with the other party. Make sure that the both of you can reach a decision regarding the division of property. If you do decide on a do-it-yourself divorce, you will have to acquire the needed forms from on-line or a store in order to file the papers.

Representing yourself in court is your right. But it follows that you will abide by the rules like an attorney would. Remember, whatever you may know of court cases from televisio may not exactly be what’s proper or correct. If you are considering representing yourself in court for your divorce, there are a number of things you must know.

A divorce kit contains guidelines for pursuing a divorce in a certain state, as well as forms that you may simply fill in and present to the court. Most of these kits are marketed with the concept of fast and trouble-free outcomes. These divorce kits are easily found on the internet, but they may be available in certain publication stores.
A divorce kit may offer the advantages of a quick divorce but it requires careful follow-through.

Online divorce forms may be grouped according to kind or by state because of the specific requirements that may vary from state to state. They may also come in packages depending on your state and the context of your divorce.

Forms from generic legal books, may easily become rejected by the court if specific requirements of the state you reside in are not addressed. Also, online divorce forms can be updated much easier and quicker than those found in legal self-help references. You can be assured of updated divorce forms and material.

By searching for free divorce forms and papers on the internet, you can get a head start on the separation between you and your spouse. Checking out any free divorce forms and papers that you may have access to over the internet gives you a chance to understand precisely what may be required during the process of divorce. Just going over the sample forms over the internet can provide you with the knowledge you need in order to familiarize yourself with the necessary procedures in order to finalize a divorce.

What is Marriage?

Some may wonder what is marriage? To some marriage means belonging to one person and one person only. Others look at marriage as something much more sacred that just belonging, it is when it brings two souls together as one. Marriage might mean that they finally just can‘t live without the other in their life and want to spend every minute of the rest of their lives together.

What is marriage and how is it different from the past? Today marriage is different from what it used to be like. Long ago getting married meant getting married at a young age, or saving your virginity until marriage. Today, you may wait until your 30 or 40s before ever attempting to tie the knot. As for being a virgin, most people are no longer virgins before they wed, but there are still some virgin brides. The courtships seem to last many years before you actually set a date and marry. Young lovers want to know they can live together and see what marriage will be like, they want to make sure they’ve finished college and started jobs.

What is marriage like with and without religion? This can be different for many people, if you’ve grown up with religion in your home and it was a very big deal it still will be and it is something you’ll definitely want in your marriage. However for those that never grew up with it they may not see the importance of having religion in the marriage or even in their life. Make sure you know what type of person you are marrying; if this is a key thing it will become a big issue for the wedding and after. Before getting married many may have a different view on the type of wedding ceremony you have. Someone may want a catholic wedding while others may think a protestant wedding is best, to avoid all conflict one may even choose not to have any type of religion at their wedding. If you plan on having a religious ceremony make sure you follow all procedures, sometimes a priest will want to meet with the happy couple for counseling before ever performing the wedding.

What is marriage like when it is legal? Some couples wonder if they should even make their marriage legal or just stay living together. To some marriage is only something that is a piece of paper saying they are legally together. For those they may not want to have just a paper to tell them how important it is, especially if they’ve already lived together for a few years. In a few states, couples that live together a certain amount of time, normally seven years or more, are considered to have a common law marriage. A marriage that is legal is one that is performed by a minister or someone that is qualified to perform the ceremony. Once the ceremony is complete the bride and groom will sign a piece of paper and a few weeks later get a certificate in the mail, in the meantime you will be given a document to show proof of marriage.

So before you think about marriage think about what is marriage. You don’t want to jump into a marriage because you thought marriage meant one thing and ended up being something entirely different, that‘s where divorce ends up coming in. Think long and hard about what is marriage and what it means to you. Don’t forget to ask your loved one what is marriage to them. You wouldn’t want to find out the two of you have different views on marriage. Make your marriage a lasting one, after all that’s what is marriage, one that lasts forever.

What You Need To Know About Continuing Insurance Education

There are many opportunities on the internet for an individual to improve their training, job skills, and knowledge of various subjects. Thus individuals in a lot of different fields can work to obtain what they need for any promotion that they are up for. This can include those that are seeking continuing insurance education in order to stay informed about the current changes in their field.

The areas in which a student can increase his, or her, knowledge are many and varied. This includes

Simple Methods To Make Hair Grow Faster

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He key to growing your mane. You will want to only consume foods that are clean and nutritious. The cleaner your internal organs and system the faster your hair will grow. So do something to lessen your

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