You can improve your credit score by taking a small loan and paying it back quickly. It proves that you are being more responsible and can help your credit standing.
Discuss your situation honestly with debt collectors and try to work with them. Let your creditors know the amount you are able to pay, and give them a timetable for when you will pay them. Collectors are always able to negotiate.
Making your minimum payments on all credit accounts every month is critical to repairing your
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