Your credit rating will also suffer from opening new lines of credit. As tempting as it can be, do not a new credit card. You credit score is going to drop immediately after opening that new line of credit.
If you are having trouble making payments, then you should contact the creditors to work out an alternate plan. Many times, a creditor will let you pay in installments and not report the debt to credit reporting agencies if you just ask. This can also help to relieve some of the financial
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